The 19th FinTech Digital Congress will take place at The Westin Warsaw hotel on April 14, 2026. This year’s edition will bring together representatives of banks, fintechs, technology companies, investors, and public administration, to create a space for discussions on key challenges and realistic directions for the development of the financial market.
The event agenda has been designed to cover the most important areas of modern finance: macro trends and artificial intelligence, investments and data, digital money, payments, regulations, and cybersecurity.
As part of the FINTECH FUTURE block, participants will discuss the future of banking and fintech, analyzing the contemporary “operating system” of finance – from technologies and business models that genuinely create value, to the role of artificial intelligence as the foundation of a new financial ecosystem and a source of competitive advantage in embedded finance, and finally the real directions of investment in digital transformation. An important part of the discussions will also be the evolution of the Polish innovation financing market, including changes in the capital market, the development of private debt and venture capital, the role of institutional investors, and the importance of data, GenAI, and agentic AI in scaling business models, building customer relationships, and balancing innovation with regulations and cybersecurity.
The SMART FINANCE section will focus on how technology is redefining payments and money management. Discussions will cover payment process automation, real-time decision-making, the growing role of stablecoins, and tokenization as elements of the new financial infrastructure. Another key topic will be building customer loyalty in a hypercompetitive environment using transactional data, AI, and interoperable loyalty programs.
The DIGITAL MONEY block will address issues related to digital currency and crypto-asset market regulations. Discussions will include the balance between innovation and oversight, the implementation of European regulations, and the integration of blockchain technology with traditional banking infrastructure. Participants will also consider the role of education and trust in the adoption of digital forms of money.
The Congress agenda will conclude with SECURITY AS A SERVICE, dedicated to cybersecurity and digital trust. Experts will discuss the financial sector’s resilience to infrastructure failures and cyberattacks, the use of artificial intelligence in combating fraud, regulatory requirements for technology providers, and the financial market’s readiness for the era of post-quantum security and new digital identity standards.
The FinTech Digital Congress will be a platform for in-depth debate on the future of modern finance, combining business, technology, and regulatory perspectives. The detailed program and list of speakers will soon be announced on the organizer’s website and social media channels.
The Congress is organized by MMC Polska, which delivers congresses, conferences, workshops, and business training dedicated to management and executive teams. More at www.mmcpolska.com.

Editor’s note: This press release was translated from an official press release provided by the organizer, and slightly edited for clarity. The photo was provided by the organizer.

